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After a California head-on where another car crosses into oncoming lanes, the people in the struck vehicle usually look first to that driver’s liability insurance, then to their own uninsured or underinsured coverage if limits are low. A guide to insurance layers, what investigators look for, claims if the other driver died, and deadlines, with a Chula Vista Otay Lakes Road news hook.
After a fatal DUI car-versus-car crash in California, the family may sue the driver and owner, seek punitive damages, and use UM or UIM coverage. A plain-English guide to who pays, evidence and deadlines.
A highway work zone crash can involve a careless motorist, a contractor that set up traffic control and sometimes Caltrans. A guide for motorists, workers and families, including workers’ compensation, government claims and deadlines.
If you were hurt on a transit bus when another car hit it, the other driver’s insurer is often the first place to look, but the transit agency may share fault. A guide to common carrier duties, the six-month government claim, UM coverage and deadlines.
Waymo now serves Torrance, El Segundo and Manhattan Beach. If a robotaxi hits you or you are hurt riding in one, the company that operates it is usually the main target. A guide to insurance, evidence, shared fault and deadlines.
A passenger hurt in a California crash can generally claim against the driver they were riding with and any other driver who shares fault. A guide to owner liability, family exclusions, impaired drivers, claims after a death and the deadlines.
In California the driver turning left must yield to close oncoming traffic, but that does not make the turning driver automatically at fault. A guide to Vehicle Code 21801, shared fault, passengers, claims after a death and the deadlines.
After a big rig crash in California, the driver, the motor carrier, the equipment owner, a freight broker or a shipper may be responsible. A guide to the Montgomery decision, federal lease rules, insurance minimums, records to preserve and the deadlines.
If you hit a stalled car with no lights on a California freeway, fault is often shared. A guide to comparative fault, Vehicle Code rules on freeway stopping and lighting, a possible Caltrans claim and the deadlines.
When a driver hits someone on purpose, the driver’s liability insurer may deny the claim under Insurance Code section 533. A guide to uninsured motorist coverage, restitution, the California Victim Compensation Board, civil suits and the deadlines.